Mortgage Services

The MemberClose platform includes all the lending products to serve your members for life.

Customizable services for your mortgage lending needs.

Mortgage Origination

Retail Mortgage Lending

Using the MemberClose Tier II Mortgage Program lets us act as your in-house loan officer.

In addition, following the Tier II steps required by Section 8 of RESPA, you can earn non-interest income for each loan. We will take the loan from application to closing and funding. Making you no longer responsible for HMDA or disclosure regulations.

Lending Products

Conventional Mortgages
Veteran Affairs (VA) Mortgages
Jumbo Mortgages (Non-Conventional)
USDA Mortgages
DPA Programs Available
Reverse Mortgages (Non-QM)
Federal Housing Authority (FHA) Mortgages
ITIN Mortgage Products

Second Mortgage Processing

Using the Second Mortgage Processing lets us act as your in-house disclosure desk, processor, and closing department.

The credit union is responsible for the following:

2nd Look Application Review

Wholesale Origination

Increased Compensation up to 200 bps
Access to Encompass TPO Connect
Same Lending Product Available
Personalized Service with Direct Access to Underwriting and Closing Team
CRM Integrations
All Loans Underwritten In-House
Easy Access to our Pricing and Scenario Desk
Co-Branding Marketing Opportunities

Servicing Group

We are all about service.

We understand that relationships are at the core of everything we do. This is why we offer a customizable servicing experience to meet your needs, while providing personalized, flexible service to your members.

Portfolio and Participations

ITIN Lending

ITIN wholesale lending
ITIN first mortgage origination
ITIN second mortgage processing
Bilingual mortgage teams
Spanish application and application aids
Spanish marketing kits for branches
Spanish speaking sub-servicing team and in-branch cash payment option

Let's streamline your real estate lending together.

MemberClose is a financial services provider specifically designed for credit unions and jointly owned by the Cooperative Credit Union Association, Inc. and Pivot Lending Group.

How To Reach Us

What we offer

Ready To

Mortgage Services

Customizable services for your mortgage lending needs.

Mortgage Origination

Let's streamline your real estate lending together.

Learn More?