Build a foundation of knowledge with an understanding of terminology, non-qualified vs. qualified mortgages, secondary market, ARMs, equity lending, portfolio loans, participations, and application review.

Focus on the credit aspects of the mortgage process, including credit reports, credit review the 5 C’s of credit, pre-qualification vs. pre-approval, debt ratios, and income.

Explore property types, flood zones, appraisals, and automated valuation models to understand how crucial they are for making informed lending decisions and ensuring compliance with regulatory requirements.

Review purchase transactions including contracts, listing terms, pre-foreclosure/short sale properties, home inspections, title review, trusts, taxes, exemptions, and the closing process.

Learn to navigate mortgage refinance transactions with on topics, such as eligible and ineligible refinance types, cash-out refinances, and streamline refinance options.

Cover the fundamentals of mortgage underwriting, including the key elements to better understand underwriting decisions in the mortgage industry.

Understand the laws and regulations that govern the mortgage industry that are crucial for maintaining compliance and conducting business ethically.

An all inclusive introduction to mortgage servicing covering the main functions and responsibilities of mortgage servicers, relationships, and more key details.